Associated Costs All quoted prices are inclusive of CPF tax numbers (an individual tax registration number required to buy a property), agent commission and contract drafting. The price does NOT include government purchase tax (appox. 7% of the purchase price) or legal assistance. When buying a property it is important that you pay the appropriate council rates (usually around 1% of the property value per year) and condominium charges (if applicable), your home / investment is at risk if you do not keep up these payments. Due to the low price of many of these properties and very small commission paid to handle the transactions, including the CPF no etc, there is a processing fee applicable of R$ 1995.00. This fee is reduced to R$ 995.00 for Association or Club members. IT PAYS TO JOIN OUR ASSOCIATION!

Most houses are sold without furniture. We have Full furniture packs are available for 13,000 BRL or approx £3,250 or US$ 6,650).

Furniture List (13,000 BRL approx £3,250 or US$ 6,650)

1 Aluminium base table with glass top incl. 4 chairs
1 fridge/freezer (frost free)
1 microwave
1 gas stove 4 outlets (automatic)
1 washing machine up to 6kg automatic
1 extractor fan
1 stand alone mineral water dispenser with large bottle
1 set of 4 drawer cabinets and wardrobe
2 single beds with mattresses
1 bedside cabinet
1 x 2 seat sofa
1 x 3 seat sofa
1 TV stand
1 TV 21in (flat screen)
1 double bed with mattress
2 bedside cabinets
Gas bottle for stove

General Property and Purchase information in Brazil

Legal Assistance

We advise you use a trusted client lawyer when purchasing who will ensure your interests are protected. We recommend that you use a Brazilian Lawyer who is registered with the OAB (Ordem Dos Advogados Do Brasil) which is the equivalent to the Bar in the US or Europe.

We can help you with finding a lawyer who will act on your behalf. A good lawyers service should include:

* Checking the current owners have the correct entitlement to the land
* Checking your contract and clearly advising what the obligations are for both parties
* Supporting you through the payment process and general Legal questions
* Ensuring the land is registered in your name correctly at the end of the process.

If you would like more legal advice, please send an e-mail to abtc.brasil@yahoo.com

Property Commissions and Fees

Sales agent and processing fees are included within all Brazilian property prices (unless otherwises stated on the individual property notes above under 'Associated Purchase Costs' as an 'Admin Fee').

About Admin / Processing Fee: Commissions payments from the sale of properties in Brazil can sometimes be exceptionally low to the agent and as a result do not fairly cover the operational costs. In addition to this, some time to search areas and utilise local Brazilian contacts to find quality offerings at competive prices we have to share commissions received with other Brazilian individuals or companies.

For these reasons we do sometimes charge an additional fee on some Brazilian properties to aid with processing of lower priced Brazilian properties and shared commissions. (if there is a charge applicable, then it will be stated in the section 'Associated Costs').

The following is included within the service:

* General secure postage costs to ensure safe delivery
* CPF Applications
* Contract Preparation and Processing
* Help and Support with Bank Payments
* Help and Support with Payment of Property Registration Taxes
* General help and Support throughout the Purchase Process

Foreigners Owning Land / Property

The Brazilian authorities encourage foreign investment, as such there are no major restrictions for foreigners to buy and sell residential or commercial property in Brazil.

There are some limitations or fees applicable for specific areas such as marine land, Islands, agriculture land and areas near Brazil's International borders.

Land Registry

Property is registered in Brazil via private notary publics, under justice control. The real estate registry in Brazil is such that each proeprty can only be registered at one registry which stores the entire transaction history and physical identification of each property. The access to all information of a property is public. Thus many Brazilians buy and sell property without a lawyer. We always recommend that you use a lawyer to help you with the purchase.

Land registery costs, when buying property in Brazil, varies depending on the state the property is purchased in. We usually stated the approximate (above under Associated Costs) for the state.

There are usually two registration taxes in Brazil to Pay: 1. To the notary for the transfer of the deed 2. To the City Hall and occasionally there is a third charge 'Navy Marine Tax' which is only if the property is located on the beach.

Visas / Passport

Travellers from most countries will receive an automatic visitors visa entry when visiting Brazil, this is granted for 90 days. It is possible to apply for an extension for a further 90 days at the local police station. Travellers from some countries are required to apply for a Brazilian Visitors Visa at their nearest Brazilian Embassy before travel. Please ask us if you require more information about Visas to Brazil.

Before travelling to Brazil you should have at least 6 months from the return date of your journey until your passport expires.

Permanent Residency

There is a criteria to meet to qualify for Permanent Residency, residency is depend on the governments criteria. We have a legal team who can help you apply for residency. Buying residential property DOES NOT QUALIFY YOU FOR RESIDENCE!

Flights

Flight costs are dramaticaly reducing to Brazil. We have contacts that can help you book your flight. An example of a direct flight from London airports to some destinations of the northeast of Brazil are currently around £290 to £500 (return). Prices do fluctuate depending on the season / operator and destination airport. We also occasionally have bargain flights from the United States.

A flight to the northeast of Brazil usually takes about 8 to 9 hours from the UK or from the states.

Money Transfers to Brazil

It is imperative when buying property in Brazil that the funds are sent directly from your own bank to the seller or agents bank account in Brazil, this is sent via the Central Bank of Brazil who act as an official receipt of funds into the country. The seller has to present their contract to the bank to release the funds. This ensures the government have recorded your investment into the country. Please be careful of developers / sellers who do not use the official route.

Your bank will not be able to offer an exchange rate at the time of transfer as the money is crystallised only when it reaches Brazil (approx 5 days transfer time). There will usually be a shortfall or overpayment, we will help you manage any transfers and liase with your banks to ensure that the process works smoothly.

Borrowing Money to Buy Property

It is not possible to borrow funds in Brazil to buy a property. Some new build off-plan developments may be offered by the developer with installment payments over a short period of time (Ie. 12 to 24 months). The charges applicable vary from developer to developer.

If you have property in your own country and would like to borrow against this, then we can introduce you to a financial lender who might can help you raise finance accordingly.

* General Notes
These properties are sold in Brazilian Reais (BRL). Any prices quoted other than Brazilian Reais will vary depending on the exchange rate at the time the funds are received in Brazil ( 3 to 5 days after sent). As such all prices other than Brazilian Reais (BRL) will change.

To check yesterdays closing price with the Central Bank of Brazil click here http://www5.bcb.gov.br/pec/taxas/ingl/ptaxnpesq.asp?id=quotations

Every attempt has been made to ensure the information contained within our websites and offline documentation is accurate and up to date at the time of publication. Enclosed material is based on information which we consider reliable, but because it has been supplied by third parties, we cannot guarantee that it is accurate or complete. It is the buyers responsibility to ensure property details, taxation etc are correct before paying a deposit / purchasing.

We always recommend a visit prior to purchasing property to familiarise yourself with the area and developments.

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